Menu Close

Predatory Practices

These are the books for those you who looking for to read the Predatory Practices, try to read or download Pdf/ePub books and some of authors may have disable the live reading. Check the book if it available for your country and user who already subscribe will have full access all free books from the library source.

Predatory Practices

Predatory Practices [Pdf/ePub] eBook Author: ,
Editor: Stasheff Literary Enterprises
ISBN-10: 0991358201
Size: 1866 kb
Format File: Pdf
Read: 1866

GET EBOOK

Predatory Practices by , Book Summary:

WHAT'S A CAT GOTTA DO TO MAKE SOME CASH AROUND HERE? When the K'Nes finally overthrew their human occupiers six months ago, it should have been a new chapter in the life of businesscat Miao K'Rrowr K'Heth... but since then, he's been demoted, swindled out of his savings, and lost the love of his life. Heth is determined to get it all back, and soon... but high reward means high risk. Desperate enough to take the most dangerous smuggling jobs, wheeling and dealing his way through human space, Heth is reluctantly drawn into the three-way civil war raging among the humans - a war that threatens to spill over onto the K'Nes, a species of hyper-capitalistic floating felines who just want to be left alone to make money. With war raging outside and troubling corporate conspiracies vying for power within K'Nes society, does this little cat have what it takes to save his species, get the girl, and make some cash on the side? Stocks will rise, bullets will fly, and empires will fall before his predatory practices are through.

Download or read Predatory Practices book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc).


Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations

Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations [Pdf/ePub] eBook Author: ,
Editor: DIANE Publishing
ISBN-10: 9781422397695
Size: 352 kb
Format File: Pdf
Read: 352

DOWNLOAD

Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations by , Book Summary:

Download or read Military personnel: DOD’s Predatory Lending Report Addressed Mandated Issues, but Support is Limited for Some Findings and Recommendations book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc).


Loan Sharks

Loan Sharks [Pdf/ePub] eBook Author: Charles R. Geisst
Editor: Brookings Institution Press
ISBN-10: 0815729014
Size: 590 kb
Format File: Pdf
Read: 590

DOWNLOAD

Loan Sharks by Charles R. Geisst Book Summary:

Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.

Download or read Loan Sharks book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.


Consumer protection federal and state agencies face challenges in combating predatory lending : report to the Chairman and Ranking Minority Member, Special Committee on Aging, U.S. Senate.

Consumer protection federal and state agencies face challenges in combating predatory lending : report to the Chairman and Ranking Minority Member, Special Committee on Aging, U.S. Senate. [Pdf/ePub] eBook Author: ,
Editor: DIANE Publishing
ISBN-10: 1428935029
Size: 625 kb
Format File: Pdf
Read: 625

DOWNLOAD

Consumer protection federal and state agencies face challenges in combating predatory lending : report to the Chairman and Ranking Minority Member, Special Committee on Aging, U.S. Senate. by , Book Summary:

Download or read Consumer protection federal and state agencies face challenges in combating predatory lending : report to the Chairman and Ranking Minority Member, Special Committee on Aging, U.S. Senate. book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc).


Stop! Illegal Predatory Lending

Stop! Illegal Predatory Lending [Pdf/ePub] eBook Author: D. Alex-Saunders-Sparks
Editor: AuthorHouse
ISBN-10: 9781452076119
Size: 456 kb
Format File: Pdf
Read: 456

DOWNLOAD

Stop! Illegal Predatory Lending by D. Alex-Saunders-Sparks Book Summary:

STOP Illegal Predatory Lending - Self-Help Guide has a dual purpose to inform the public about the crimes of lending predators but also to assist the individual person or families who may go through this ordeal. Thisbook should be in the hands of every person who has aloan or intends to get one. Also,every consumer organization that helps a troubled homeowner should have this book for reference. There are growing resources to help with this problem but when it happens you are never more alone until you take action. This guide is a useful and powerful tool to anchor you against the anxiety and depression that will & can occur when you are abused by the system. The information in this guide can create a mental state of confidence and strength to help you overcome the enormous task of taking action against the illegal money lenders.

Download or read Stop! Illegal Predatory Lending book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). STOP Illegal Predatory Lending - Self-Help Guide has a dual purpose to inform the public about the crimes of lending predators but also to assist the individual person or families who may go through this ordeal. Thisbook should be in the hands of every person who has aloan or intends to get one. Also,every consumer organization that helps a troubled homeowner should have this book for reference. There are growing resources to help with this problem but when it happens you are never more alone until you take action. This guide is a useful and powerful tool to anchor you against the anxiety and depression that will & can occur when you are abused by the system. The information in this guide can create a mental state of confidence and strength to help you overcome the enormous task of taking action against the illegal money lenders.


Predatory Mortgage Lending Practices

Predatory Mortgage Lending Practices [Pdf/ePub] eBook Author: Paul S. Sarbanes
Editor: DIANE Publishing
ISBN-10: 0756744067
Size: 1543 kb
Format File: Pdf
Read: 1543

DOWNLOAD

Predatory Mortgage Lending Practices by Paul S. Sarbanes Book Summary:

Witnesses: Bea Hiers, Ft. Wash., MD; Rita Herrod, Clarksburg, W. VA; Susan Johnson, Cottage Grove, MN; Howell Jackson, Harvard Univ. School of Law; John Courson, Mortgage Bankers Assoc. & Central Pacific Mortgage Co.; Joseph Falk, Nat. Assoc. of Mortgage Brokers; Ira Rheingold, Nat. Assoc. of Consumer Advocates; David Olson, Wholesale Access Mortgage Res. & Consult., Inc.; & David Donaldson, Donaldson & Guin, LLC. Additional material: Statement of ABN AMRO Mortgage Group, Inc.; Mortgage Broker Fee Agree. submitted by John Courson; Letter submitted by the Nat. Assoc. of Mortgage Brokers; & Consumer Analysis of HUD's 2001 Policy Statement on Lender Payments to Mortgage Brokers by Margot Saunders.

Download or read Predatory Mortgage Lending Practices book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Witnesses: Bea Hiers, Ft. Wash., MD; Rita Herrod, Clarksburg, W. VA; Susan Johnson, Cottage Grove, MN; Howell Jackson, Harvard Univ. School of Law; John Courson, Mortgage Bankers Assoc. & Central Pacific Mortgage Co.; Joseph Falk, Nat. Assoc. of Mortgage Brokers; Ira Rheingold, Nat. Assoc. of Consumer Advocates; David Olson, Wholesale Access Mortgage Res. & Consult., Inc.; & David Donaldson, Donaldson & Guin, LLC. Additional material: Statement of ABN AMRO Mortgage Group, Inc.; Mortgage Broker Fee Agree. submitted by John Courson; Letter submitted by the Nat. Assoc. of Mortgage Brokers; & Consumer Analysis of HUD's 2001 Policy Statement on Lender Payments to Mortgage Brokers by Margot Saunders.


Broken Markets

Broken Markets [Pdf/ePub] eBook Author: Sal Arnuk,Joseph Saluzzi
Editor: FT Press
ISBN-10: 0132875268
Size: 1068 kb
Format File: Pdf
Read: 1068

DOWNLOAD

Broken Markets by Sal Arnuk,Joseph Saluzzi Book Summary:

The markets have evolved at breakneck speed during the past decade, and change has accelerated dramatically since 2007's disastrous regulatory "reforms." An unrelenting focus on technology, hyper-short-term trading, speed, and volume has eclipsed sanity: markets have been hijacked by high-powered interests at the expense of investors and the entire capital-raising process. A small consortium of players is making billions by skimming and scalping unaware investors -- and, in so doing, they've transformed our markets from the world's envy into a barren wasteland of terror. Since these events began, Themis Trading's Joe Saluzzi and Sal Arnuk have offered an unwavering voice of reasoned dissent. Their small brokerage has stood up against the hijackers in every venue: their daily writings are now followed by investors, regulators, the media, and "Main Street" investors worldwide. Saluzzi and Arnuk don't take prisoners! Now, in Broken Markets, they explain how all this happened, who did it, what it means, and what's coming next. You'll understand the true implications of events ranging from the crash of 1987 to the "Flash Crash" -- and discover what it all means to you and your future. Warning: you will get angry (if you aren't already). But you'll know exactly why you're angry, who you're angry at, and what needs to be done!

Download or read Broken Markets book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). The markets have evolved at breakneck speed during the past decade, and change has accelerated dramatically since 2007's disastrous regulatory "reforms." An unrelenting focus on technology, hyper-short-term trading, speed, and volume has eclipsed sanity: markets have been hijacked by high-powered interests at the expense of investors and the entire capital-raising process. A small consortium of players is making billions by skimming and scalping unaware investors -- and, in so doing, they've transformed our markets from the world's envy into a barren wasteland of terror. Since these events began, Themis Trading's Joe Saluzzi and Sal Arnuk have offered an unwavering voice of reasoned dissent. Their small brokerage has stood up against the hijackers in every venue: their daily writings are now followed by investors, regulators, the media, and "Main Street" investors worldwide. Saluzzi and Arnuk don't take prisoners! Now, in Broken Markets, they explain how all this happened, who did it, what it means, and what's coming next. You'll understand the true implications of events ranging from the crash of 1987 to the "Flash Crash" -- and discover what it all means to you and your future. Warning: you will get angry (if you aren't already). But you'll know exactly why you're angry, who you're angry at, and what needs to be done!


Predatory Pricing in Antitrust Law and Economics

Predatory Pricing in Antitrust Law and Economics [Pdf/ePub] eBook Author: Nicola Giocoli
Editor: Routledge
ISBN-10: 1317859634
Size: 811 kb
Format File: Pdf
Read: 811

DOWNLOAD

Predatory Pricing in Antitrust Law and Economics by Nicola Giocoli Book Summary:

Can a price ever be too low? Can competition ever be ruinous? Questions like these have always accompanied American antitrust law. They testify to the difficulty of antitrust enforcement, of protecting competition without protecting competitors. As the business practice that most directly raises these kinds of questions, predatory pricing is at the core of antitrust debates. The history of its law and economics offers a privileged standpoint for assessing the broader development of antitrust, its past, present and future. In contrast to existing literature, this book adopts the perspective of the history of economic thought to tell this history, covering a period from the late 1880s to present times. The image of a big firm, such as Rockefeller’s Standard Oil or Duke’s American Tobacco, crushing its small rivals by underselling them is iconic in American antitrust culture. It is no surprise that the most brilliant legal and economic minds of the last 130 years have been engaged in solving the predatory pricing puzzle. The book shows economic theories that build rigorous stories explaining when predatory pricing may be rational, what welfare harm it may cause and how the law may fight it. Among these narratives, a special place belongs to the Chicago story, according to which predatory pricing is never profitable and every low price is always a good price.

Download or read Predatory Pricing in Antitrust Law and Economics book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Can a price ever be too low? Can competition ever be ruinous? Questions like these have always accompanied American antitrust law. They testify to the difficulty of antitrust enforcement, of protecting competition without protecting competitors. As the business practice that most directly raises these kinds of questions, predatory pricing is at the core of antitrust debates. The history of its law and economics offers a privileged standpoint for assessing the broader development of antitrust, its past, present and future. In contrast to existing literature, this book adopts the perspective of the history of economic thought to tell this history, covering a period from the late 1880s to present times. The image of a big firm, such as Rockefeller’s Standard Oil or Duke’s American Tobacco, crushing its small rivals by underselling them is iconic in American antitrust culture. It is no surprise that the most brilliant legal and economic minds of the last 130 years have been engaged in solving the predatory pricing puzzle. The book shows economic theories that build rigorous stories explaining when predatory pricing may be rational, what welfare harm it may cause and how the law may fight it. Among these narratives, a special place belongs to the Chicago story, according to which predatory pricing is never profitable and every low price is always a good price.


Encyclopedia of White-Collar and Corporate Crime

Encyclopedia of White-Collar and Corporate Crime [Pdf/ePub] eBook Author: Lawrence M. Salinger
Editor: SAGE Publications
ISBN-10: 1506332773
Size: 355 kb
Format File: Pdf
Read: 355

DOWNLOAD

Encyclopedia of White-Collar and Corporate Crime by Lawrence M. Salinger Book Summary:

Since the first edition of the Encyclopedia of White Collar and Corporate Crime was produced in 2004, the number and severity of these crimes have risen to the level of calamity, so much so that many experts attribute the near-Depression of 2008 to white-collar malfeasance, namely crimes of greed and excess by bankers and financial institutions. Whether the perpetrators were prosecuted or not, white-collar and corporate crime came near to collapsing the U.S. economy. In the 7 years since the first edition was produced we have also seen the largest Ponzi scheme in history (Maddoff), an ecological disaster caused by British Petroleum and its subcontractors (Gulf Oil Spill), and U.S. Defense Department contractors operating like vigilantes in Iraq (Blackwater). White-collar criminals have been busy, and the Second Edition of this encyclopedia captures what has been going on in the news and behind the scenes with new articles and updates to past articles.

Download or read Encyclopedia of White-Collar and Corporate Crime book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Since the first edition of the Encyclopedia of White Collar and Corporate Crime was produced in 2004, the number and severity of these crimes have risen to the level of calamity, so much so that many experts attribute the near-Depression of 2008 to white-collar malfeasance, namely crimes of greed and excess by bankers and financial institutions. Whether the perpetrators were prosecuted or not, white-collar and corporate crime came near to collapsing the U.S. economy. In the 7 years since the first edition was produced we have also seen the largest Ponzi scheme in history (Maddoff), an ecological disaster caused by British Petroleum and its subcontractors (Gulf Oil Spill), and U.S. Defense Department contractors operating like vigilantes in Iraq (Blackwater). White-collar criminals have been busy, and the Second Edition of this encyclopedia captures what has been going on in the news and behind the scenes with new articles and updates to past articles.


Principles of Real Estate Practice in Maryland: 1st Edition

Principles of Real Estate Practice in Maryland: 1st Edition [Pdf/ePub] eBook Author: Stephen Mettling,David Cusic,Jane Somers
Editor: Performance Programs Company
ISBN-10: 0915777738
Size: 1990 kb
Format File: Pdf
Read: 1990

DOWNLOAD

Principles of Real Estate Practice in Maryland: 1st Edition by Stephen Mettling,David Cusic,Jane Somers Book Summary:

Principles of Real Estate Practice in Maryland contains the essentials of the national and Maryland real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by Maryland license law. It is based on our highly successful and popular national publication, Principles of Real Estate Practice, which is in use in real estate schools nationwide. The text is tailored to the needs of the pre-license student. It is designed to - make it easy for students to learn the material and pass their real estate exam - prepare students for numerous career applications - stress practical, rather than theoretical, skills and knowledge. Principles of Real Estate Practice in Maryland is streamlined, direct and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each chapter and from chapter to chapter. Its examples and exercises are grounded in the authors' many years in real estate education. Table of Contents The Real Estate Business Rights in Real Estate Interests and Estates Ownership Encumbrances and Liens Transferring and Recording Title to Real Estate Leasing Essentials Land Use Planning and Control Legal Descriptions Fundamentals of Contract Law National Agency Listing Agreements: An Overview General Brokerage Practices Overview of Conveyance Contracts Real Estate Market Economics Appraising and Estimating Market Value Real Estate Finance Real Estate Investment Real Estate Taxation Professional Practices Closings Overview of Licensing and Regulation Risk Management Property Management The Maryland Regulatory Environment Maryland Licensing Requirements Maryland Regulation of Business Conduct Maryland Brokerage Relationships and Disclosure Ethical Practices and Fair Housing Other Maryland Laws and Practices Glossary of Residential Style and Construction Terms Glossary of General Real Estate Terms Index For students looking for a Maryland exam prep book, we also publish Maryland Real Estate License Exam Prep.

Download or read Principles of Real Estate Practice in Maryland: 1st Edition book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Principles of Real Estate Practice in Maryland contains the essentials of the national and Maryland real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by Maryland license law. It is based on our highly successful and popular national publication, Principles of Real Estate Practice, which is in use in real estate schools nationwide. The text is tailored to the needs of the pre-license student. It is designed to - make it easy for students to learn the material and pass their real estate exam - prepare students for numerous career applications - stress practical, rather than theoretical, skills and knowledge. Principles of Real Estate Practice in Maryland is streamlined, direct and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each chapter and from chapter to chapter. Its examples and exercises are grounded in the authors' many years in real estate education. Table of Contents The Real Estate Business Rights in Real Estate Interests and Estates Ownership Encumbrances and Liens Transferring and Recording Title to Real Estate Leasing Essentials Land Use Planning and Control Legal Descriptions Fundamentals of Contract Law National Agency Listing Agreements: An Overview General Brokerage Practices Overview of Conveyance Contracts Real Estate Market Economics Appraising and Estimating Market Value Real Estate Finance Real Estate Investment Real Estate Taxation Professional Practices Closings Overview of Licensing and Regulation Risk Management Property Management The Maryland Regulatory Environment Maryland Licensing Requirements Maryland Regulation of Business Conduct Maryland Brokerage Relationships and Disclosure Ethical Practices and Fair Housing Other Maryland Laws and Practices Glossary of Residential Style and Construction Terms Glossary of General Real Estate Terms Index For students looking for a Maryland exam prep book, we also publish Maryland Real Estate License Exam Prep.


Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future

Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future [Pdf/ePub] eBook Author: Daniel T. Kirsch
Editor: ABC-CLIO
ISBN-10: 1440850720
Size: 976 kb
Format File: Pdf
Read: 976

DOWNLOAD

Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future by Daniel T. Kirsch Book Summary:

With unprecedented student debt keeping an entire generation from realizing the "American Dream," this book sounds a warning about how that debt may undermine both higher education—and our democracy. • Examines both the causes of student debt and its implications for our democracy • Offers a 360-degree view of student debt from the perspective of students, graduates, policymakers, political activists, journalists, administrators, and college/university faculty • Provides a context for how student debt was created as a phenomenon much more complex than generational culture • Shows there is new hope in the form of a significant, multifaceted movement advocating for student debtors; and that government and banks are responding with new actions and programs

Download or read Sold My Soul for a Student Loan: Higher Education and the Political Economy of the Future book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). With unprecedented student debt keeping an entire generation from realizing the "American Dream," this book sounds a warning about how that debt may undermine both higher education—and our democracy. • Examines both the causes of student debt and its implications for our democracy • Offers a 360-degree view of student debt from the perspective of students, graduates, policymakers, political activists, journalists, administrators, and college/university faculty • Provides a context for how student debt was created as a phenomenon much more complex than generational culture • Shows there is new hope in the form of a significant, multifaceted movement advocating for student debtors; and that government and banks are responding with new actions and programs


Encyclopedia of White-Collar & Corporate Crime

Encyclopedia of White-Collar & Corporate Crime [Pdf/ePub] eBook Author: Lawrence M. Salinger
Editor: SAGE Publications
ISBN-10: 1452265143
Size: 1953 kb
Format File: Pdf
Read: 1953

DOWNLOAD

Encyclopedia of White-Collar & Corporate Crime by Lawrence M. Salinger Book Summary:

With more than 500 entries (including up-to-date information on such high profile cases as Martha Stewart and Enron), the Encyclopedia of White-Collar & Corporate Crime gathers history, definitions, examples, investigation, prosecution, assessments, challenges, and projections into one definitive reference work on the topic. This two-volume encyclopedia incorporates information about a variety of white-collar crimes, and provides examples of persons, statutes, companies, and convictions. Each entry offers a thorough and thoughtful summary of the topic. Rather than a simple definition, users are given a satisfying and sophisticated synopsis with references for further study.

Download or read Encyclopedia of White-Collar & Corporate Crime book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). With more than 500 entries (including up-to-date information on such high profile cases as Martha Stewart and Enron), the Encyclopedia of White-Collar & Corporate Crime gathers history, definitions, examples, investigation, prosecution, assessments, challenges, and projections into one definitive reference work on the topic. This two-volume encyclopedia incorporates information about a variety of white-collar crimes, and provides examples of persons, statutes, companies, and convictions. Each entry offers a thorough and thoughtful summary of the topic. Rather than a simple definition, users are given a satisfying and sophisticated synopsis with references for further study.


Banking Modern America

Banking Modern America [Pdf/ePub] eBook Author: Jesse Stiller
Editor: Taylor & Francis
ISBN-10: 131544755X
Size: 637 kb
Format File: Pdf
Read: 637

DOWNLOAD

Banking Modern America by Jesse Stiller Book Summary:

The passage of the National Currency Act of 1863 gave the United States its first uniform paper money, its first nationally chartered and supervised commercial banks, and its first modern regulatory agency: the Office of the Comptroller of the Currency. The law marked a milestone in the development of the U.S. financial system and the modern administrative state. Yet its importance has been largely overlooked. Banking Modern America aims to address that gap. With its unique multidisciplinary approach that brings together scholars from disciplines including history, economics, the law, and finance, this book lends a new dimension to studying the origins and development of a system that touched key aspects of modern America. Chapters examine key episodes in the history of Federal banking, looking at the Civil War origins of the national banking system and the practical challenges of setting up a new system of money and banking. The essays in this volume explore the tensions that arose between bankers and Federal regulators, between governmental jurisdictions, and even between regulators themselves. This book will be essential reading for academics of banking and finance, regulation, numismatics and history, as well as professional economists, historians and policy makers interested in the history of the US financial system.

Download or read Banking Modern America book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). The passage of the National Currency Act of 1863 gave the United States its first uniform paper money, its first nationally chartered and supervised commercial banks, and its first modern regulatory agency: the Office of the Comptroller of the Currency. The law marked a milestone in the development of the U.S. financial system and the modern administrative state. Yet its importance has been largely overlooked. Banking Modern America aims to address that gap. With its unique multidisciplinary approach that brings together scholars from disciplines including history, economics, the law, and finance, this book lends a new dimension to studying the origins and development of a system that touched key aspects of modern America. Chapters examine key episodes in the history of Federal banking, looking at the Civil War origins of the national banking system and the practical challenges of setting up a new system of money and banking. The essays in this volume explore the tensions that arose between bankers and Federal regulators, between governmental jurisdictions, and even between regulators themselves. This book will be essential reading for academics of banking and finance, regulation, numismatics and history, as well as professional economists, historians and policy makers interested in the history of the US financial system.


Contemporary Topics in Finance

Contemporary Topics in Finance [Pdf/ePub] eBook Author: Iris Claus,Leo Krippner
Editor: John Wiley & Sons
ISBN-10: 1119565189
Size: 1374 kb
Format File: Pdf
Read: 1374

DOWNLOAD

Contemporary Topics in Finance by Iris Claus,Leo Krippner Book Summary:

The literature surveys presented in this edited volume provide readers with up-to-date reviews on eleven contemporary topics in finance. Topics include unconventional monetary policy, implicit bank guarantees, and financial fraud - all linked to the exceptional event of the Global Financial Crisis Explores how recent studies on inflation risk premia and finance and productivity have benefitted from new empirical methods and the availability of relevant data Demonstrates how angel investing, venture capital, relationship lending and microfinance have benefitted from increased research as they have become more seasoned Investigates crowdfunding and crypto-currencies which have both arisen from recent technological developments

Download or read Contemporary Topics in Finance book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). The literature surveys presented in this edited volume provide readers with up-to-date reviews on eleven contemporary topics in finance. Topics include unconventional monetary policy, implicit bank guarantees, and financial fraud - all linked to the exceptional event of the Global Financial Crisis Explores how recent studies on inflation risk premia and finance and productivity have benefitted from new empirical methods and the availability of relevant data Demonstrates how angel investing, venture capital, relationship lending and microfinance have benefitted from increased research as they have become more seasoned Investigates crowdfunding and crypto-currencies which have both arisen from recent technological developments


The Geography of Opportunity

The Geography of Opportunity [Pdf/ePub] eBook Author: Xavier de Souza Briggs
Editor: Brookings Institution Press
ISBN-10: 9780815797784
Size: 1311 kb
Format File: Pdf
Read: 1311

DOWNLOAD

The Geography of Opportunity by Xavier de Souza Briggs Book Summary:

A popular version of history trumpets the United States as a diverse "nation of immigrants," welcome to all. The truth, however, is that local communities have a long history of ambivalence toward new arrivals and minorities. Persistent patterns of segregation by race and income still exist in housing and schools, along with a growing emphasis on rapid metropolitan development (sprawl) that encourages upwardly mobile families to abandon older communities and their problems. This dual pattern is becoming increasingly important as America grows more diverse than ever and economic inequality increases. Two recent trends compel new attention to these issues. First, the geography of race and class represents a crucial litmus test for the new "regionalism"—the political movement to address the linked fortunes of cities and suburbs. Second, housing has all but disappeared as a major social policy issue over the past two decades. This timely book shows how unequal housing choices and sprawling development create an unequal geography of opportunity. It emerges from a project sponsored by the Civil Rights Project at Harvard University in collaboration with the Joint Center for Housing Studies and the Brookings Institution. The contributors—policy analysts, political observers, social scientists, and urban planners—document key patterns, their consequences, and how we can respond, taking a hard look at both successes and failures of the past. Place still matters, perhaps more than ever. High levels of segregation shape education and job opportunity, crime and insecurity, and long-term economic prospects. These problems cannot be addressed effectively if society assumes that segregation will take care of itself. Contributors include William Apgar (Harvard University), Judith Bell (PolicyLink), Angela Glover Blackwell (PolicyLink), Allegra Calder (Harvard), Karen Chapple (Cal-Berkeley), Camille Charles (Penn), Mary Cunningham (Urban Institute), Casey Dawkins (Virginia Tech), Stephanie DeLuca (Johns Hopkins), John Goering (CUNY), Edward Goetz (U. of Minnesota), Bruce Katz (Brookings), Barbara Lukermann (U. of Minnesota), Gerrit Knaap (U. of Maryland), Arthur Nelson (Virginia Tech), Rolf Pendall (Cornell), Susan J. Popkin (Urban Institute), James Rosenbaum (Northwestern), Stephen L. Ross (U. of Connecticut), Mara Sidney (Rutgers), Phillip Tegeler (Poverty and Race Research Action Council), Tammy Tuck (Northwestern), Margery Austin Turner (Urban Institute), William Julius Wilson (Harvard).

Download or read The Geography of Opportunity book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). A popular version of history trumpets the United States as a diverse "nation of immigrants," welcome to all. The truth, however, is that local communities have a long history of ambivalence toward new arrivals and minorities. Persistent patterns of segregation by race and income still exist in housing and schools, along with a growing emphasis on rapid metropolitan development (sprawl) that encourages upwardly mobile families to abandon older communities and their problems. This dual pattern is becoming increasingly important as America grows more diverse than ever and economic inequality increases. Two recent trends compel new attention to these issues. First, the geography of race and class represents a crucial litmus test for the new "regionalism"—the political movement to address the linked fortunes of cities and suburbs. Second, housing has all but disappeared as a major social policy issue over the past two decades. This timely book shows how unequal housing choices and sprawling development create an unequal geography of opportunity. It emerges from a project sponsored by the Civil Rights Project at Harvard University in collaboration with the Joint Center for Housing Studies and the Brookings Institution. The contributors—policy analysts, political observers, social scientists, and urban planners—document key patterns, their consequences, and how we can respond, taking a hard look at both successes and failures of the past. Place still matters, perhaps more than ever. High levels of segregation shape education and job opportunity, crime and insecurity, and long-term economic prospects. These problems cannot be addressed effectively if society assumes that segregation will take care of itself. Contributors include William Apgar (Harvard University), Judith Bell (PolicyLink), Angela Glover Blackwell (PolicyLink), Allegra Calder (Harvard), Karen Chapple (Cal-Berkeley), Camille Charles (Penn), Mary Cunningham (Urban Institute), Casey Dawkins (Virginia Tech), Stephanie DeLuca (Johns Hopkins), John Goering (CUNY), Edward Goetz (U. of Minnesota), Bruce Katz (Brookings), Barbara Lukermann (U. of Minnesota), Gerrit Knaap (U. of Maryland), Arthur Nelson (Virginia Tech), Rolf Pendall (Cornell), Susan J. Popkin (Urban Institute), James Rosenbaum (Northwestern), Stephen L. Ross (U. of Connecticut), Mara Sidney (Rutgers), Phillip Tegeler (Poverty and Race Research Action Council), Tammy Tuck (Northwestern), Margery Austin Turner (Urban Institute), William Julius Wilson (Harvard).


Pricing on Purpose

Pricing on Purpose [Pdf/ePub] eBook Author: Ronald J. Baker
Editor: John Wiley & Sons
ISBN-10: 9780470893647
Size: 1842 kb
Format File: Pdf
Read: 1842

DOWNLOAD

Pricing on Purpose by Ronald J. Baker Book Summary:

Pricing on Purpose explores the importance of pricing, one of the four Ps (product, promotion, place, and price) of marketing, that is largely ignored in business literature. Pricing is the opportunity for a business to capture the value of what it provides to the customer, and deserves as much attention as promotion, product and place in the marketing strategy of any business. This book calls attention to the market share fallacy, explains the difference between cost-plus pricing and value pricing, and provides best-practice pricing examples. It presents the theory of value—long established in the economics profession—and how any business can use various pricing strategies to communicate and capture the value of their products and services.

Download or read Pricing on Purpose book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Pricing on Purpose explores the importance of pricing, one of the four Ps (product, promotion, place, and price) of marketing, that is largely ignored in business literature. Pricing is the opportunity for a business to capture the value of what it provides to the customer, and deserves as much attention as promotion, product and place in the marketing strategy of any business. This book calls attention to the market share fallacy, explains the difference between cost-plus pricing and value pricing, and provides best-practice pricing examples. It presents the theory of value—long established in the economics profession—and how any business can use various pricing strategies to communicate and capture the value of their products and services.


Community Solutions for the Prevention of & Management of Foreclosures: Congressional Field Hearing

Community Solutions for the Prevention of & Management of Foreclosures: Congressional Field Hearing [Pdf/ePub] eBook Author: ,
Editor: DIANE Publishing
ISBN-10: 9781422320488
Size: 1188 kb
Format File: Pdf
Read: 1188

DOWNLOAD

Community Solutions for the Prevention of & Management of Foreclosures: Congressional Field Hearing by , Book Summary:

Download or read Community Solutions for the Prevention of & Management of Foreclosures: Congressional Field Hearing book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc).


Taming the Megabanks

Taming the Megabanks [Pdf/ePub] eBook Author: Arthur E. Wilmarth Jr
Editor: Oxford University Press
ISBN-10: 0190260718
Size: 1756 kb
Format File: Pdf
Read: 1756

DOWNLOAD

Taming the Megabanks by Arthur E. Wilmarth Jr Book Summary:

Banks were allowed to enter securities markets and become universal banks during two periods in the past century - the 1920s and the late 1990s. Both times, universal banks made high-risk loans and packaged them into securities that were sold as safe investments to poorly-informed investors. Both times, universal banks promoted unsustainable booms that led to destructive busts - the Great Depression of the early 1930s and the Global Financial Crisis of 2007-09. Both times, governments were forced to arrange costly bailouts of universal banks. Congress passed the Glass-Steagall Act of 1933 in response to the Great Depression. The Act broke up universal banks and established a decentralized financial system composed of three separate and independent sectors: banking, securities, and insurance. That system was stable and successful for over four decades until the big-bank lobby persuaded regulators to open loopholes in Glass-Steagall during the 1980s and convinced Congress to repeal it in 1999. Congress did not adopt a new Glass-Steagall Act after the Global Financial Crisis. Instead, Congress passed the Dodd-Frank Act. Dodd-Frank's highly technical reforms tried to make banks safer but left in place a dangerous financial system dominated by universal banks. Universal banks continue to pose unacceptable risks to financial stability and economic and social welfare. They exert far too much influence over our political and regulatory systems because of their immense size and their undeniable "too-big-to-fail" status. In Taming the Megabanks, Arthur Wilmarth argues that we must again separate banks from securities markets to avoid another devastating financial crisis and ensure that our financial system serves Main Street business firms and consumers instead of Wall Street bankers and speculators. Wilmarth's comprehensive and detailed analysis demonstrates that a new Glass-Steagall Act would make our financial system much more stable and less likely to produce boom-and-bust cycles. Giant universal banks would no longer dominate our financial system or receive enormous subsidies. A more decentralized and competitive financial system would encourage banks and securities firms to fulfill their proper roles as servants - not masters - of Main Street businesses and consumers.

Download or read Taming the Megabanks book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Banks were allowed to enter securities markets and become universal banks during two periods in the past century - the 1920s and the late 1990s. Both times, universal banks made high-risk loans and packaged them into securities that were sold as safe investments to poorly-informed investors. Both times, universal banks promoted unsustainable booms that led to destructive busts - the Great Depression of the early 1930s and the Global Financial Crisis of 2007-09. Both times, governments were forced to arrange costly bailouts of universal banks. Congress passed the Glass-Steagall Act of 1933 in response to the Great Depression. The Act broke up universal banks and established a decentralized financial system composed of three separate and independent sectors: banking, securities, and insurance. That system was stable and successful for over four decades until the big-bank lobby persuaded regulators to open loopholes in Glass-Steagall during the 1980s and convinced Congress to repeal it in 1999. Congress did not adopt a new Glass-Steagall Act after the Global Financial Crisis. Instead, Congress passed the Dodd-Frank Act. Dodd-Frank's highly technical reforms tried to make banks safer but left in place a dangerous financial system dominated by universal banks. Universal banks continue to pose unacceptable risks to financial stability and economic and social welfare. They exert far too much influence over our political and regulatory systems because of their immense size and their undeniable "too-big-to-fail" status. In Taming the Megabanks, Arthur Wilmarth argues that we must again separate banks from securities markets to avoid another devastating financial crisis and ensure that our financial system serves Main Street business firms and consumers instead of Wall Street bankers and speculators. Wilmarth's comprehensive and detailed analysis demonstrates that a new Glass-Steagall Act would make our financial system much more stable and less likely to produce boom-and-bust cycles. Giant universal banks would no longer dominate our financial system or receive enormous subsidies. A more decentralized and competitive financial system would encourage banks and securities firms to fulfill their proper roles as servants - not masters - of Main Street businesses and consumers.


Economic Crisis and Crime

Economic Crisis and Crime [Pdf/ePub] eBook Author: Mathieu Deflem
Editor: Emerald Group Publishing
ISBN-10: 0857248022
Size: 1528 kb
Format File: Pdf
Read: 1528

DOWNLOAD

Economic Crisis and Crime by Mathieu Deflem Book Summary:

Addresses a variety of issues related to economic crisis in the broadest sense of the term, involving diverse national and international contexts, historical epochs, and a range of problems related to economic life. This title tackles criminologically relevant questions in connection with crime/deviance and/or the control thereof.

Download or read Economic Crisis and Crime book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Addresses a variety of issues related to economic crisis in the broadest sense of the term, involving diverse national and international contexts, historical epochs, and a range of problems related to economic life. This title tackles criminologically relevant questions in connection with crime/deviance and/or the control thereof.


Social Justice and Social Work

Social Justice and Social Work [Pdf/ePub] eBook Author: Michael J. Austin
Editor: SAGE Publications
ISBN-10: 1483324419
Size: 680 kb
Format File: Pdf
Read: 680

DOWNLOAD

Social Justice and Social Work by Michael J. Austin Book Summary:

Social Justice and Social Work: Rediscovering a Core Value of the Profession introduces and connects social justice to the core values of social work across the curriculum. This unique and timely book, edited by Michael J. Austin, presents the history and philosophy that supports social justice and ties it to ethical concepts that will help readers understand social justice as a core social work value. The book further conveys the importance of amplifying client voice; explores organization-based advocacy; and describes how an understanding of social justice can inform practice and outlines implications for education and practice.

Download or read Social Justice and Social Work book by clicking button below to visit the book download website. There are multiple format available for you to choose (Pdf, ePub, Doc). Social Justice and Social Work: Rediscovering a Core Value of the Profession introduces and connects social justice to the core values of social work across the curriculum. This unique and timely book, edited by Michael J. Austin, presents the history and philosophy that supports social justice and ties it to ethical concepts that will help readers understand social justice as a core social work value. The book further conveys the importance of amplifying client voice; explores organization-based advocacy; and describes how an understanding of social justice can inform practice and outlines implications for education and practice.